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What to Ask When buying a Second Home Abroad
Buying a holiday home is nothing you should ever jump into with your eyes closed. If you aren't positive what you want and how much you have to spend on it, you could soon end up in debt and with a house that doesn't meet your needs.
If you are considering buying a holiday home, you most likely know which country you want to buy in.
Even if you have decided which country you're buying in, you need to be positive about what you want to buy in that country. Before you splash the cash, be sure you have looked around the market to ensure you are getting exactly what you want. Estate agents within the local area should be able to find you the property's that match you requirements and budgets.
Once you've found a home you think will suit your needs, you need to figure out if you can afford it. Just because you can afford the initial costs of the house, it doesn't mean you have enough to maintain it. Once again, contacting your local estate agents is a good way to go as they will be able to inform you about taxes and other costs such as holiday home insurance that you'll need to pay. You'll also have to think about any initial maintenance work that may need to be done on the new holiday home.
The last thing you'll need to consider is will you be intending to make any money from the property. Because you would be buying a holiday home, for a large proportion of the year, the house would be empty. A great way to earn some extra money while the house is empty is to rent it out.
Ideally, you should know if you are planning to rent out the property before you buy as this adds some things to consider when buying a property abroad. If you are planning on renting, you'll have to consider the location and surrounding area, whether it will appeal to holidaymakers. You should contact the local estate agents to ask whether renting would increase any costs such assecond home insurance.
If you don't like the sound of renting your holiday home out, do give it another thought as you don't want to rule it out all together. If you can control the renting well, you can make quite a bit of extra money which all helps towards maintenance bills and house insurance in France.
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Frequently Asked Questions...
Which exotic location have you chosen for our second honeymoon?
Answer:
I'm booking out an entire Subway restaurant and presenting a chicken teriyaki (toasted) with the lot on my general person. It's a very sexual experience.
